Professional athletes are at risk every time they step out on the field to engage in a sports activity. Yes, they can sustain health care related injuries when they are at home too, but the playing field is the most hazardous. Whether the amateur or professional athlete is engaging in practice or a game, health care risks are prevalent.
Health insurance claims are filed regularly by amateur and professional athletes because they are sustaining injuries that require the attention of a medical physician on a regular basis. Many times accidents occur through training rather than the actual game because athletes are always searching for ways to improve their bodies.
Many, like baseball professionals will have affordable health insurance through the team they are employed with, yet they will still carry a low cost insurance policy to pick up the slack when they are injured and unable to participate in the sport. This is also true of their family members.
According to statistics performed through the various health care providers, they are very quick to acknowledge that even the most low cost health insurance for amateur and professional athletes is far from cheap. This also holds true for boxers, football players, hockey players, and motorsports participants. However, when it comes to motorsports the insurance providers would much rather look in the opposite direction.
Motorsports of all types is more of the high-risk or extreme sports and the insurance providers do take a beating from all the claims that are filed regularly. Another interesting fact, which the health care industry points out, is in reference to amateur and professional boxers. Why are amateur and professional boxers studied more closely than any other sports participant is?
Amateur and professional boxers sustain the most head and neck injuries over any other known sports. Statistically, the insurance providers have found that amateur and professional boxers in their later years begin to show signs of Alzheimer's disease.
Sadly, this is a very debilitating and deadly disease that robs all individuals of who they once were.
The reality is that there is no affordable health insurance that will cover the long-term treatments, hospitalization, and eventually a living center for the elderly. These types of sustained injuries cripple the health insurance industry as it perpetually draws from the many other participants who are paying in to the same health insurance system. The other two amateur and professional sports that come close to boxing are La Cross and Rugby.
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